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CSEA Disability Income Program
Bi-Weekly Rates*
Group I Premiums: Plan A
Applicable to members who are Office and Clerical Employees
Plan A: 0 day Accident, 7 day Sickness waiting period. Benefits payable up to 12 months for covered disability due to Accident or Sickness. 7 day waiting period for pregnancy with benefits payable up to 1 month.
Member's Attained Age
Employee with
Annual Salary of		 Monthly
Benefit		 Under 30 30-39 40-49 50-59 60 & Over
$5,000 to $7,499 $300 $4.44 $5.52 $6.96 $9.72 $10.44
$7,500 to $9,999 400 5.84 7.28 9.20 12.84 13.80
$10,000 to $13,999 500 7.24 9.04 11.44 15.96 17.16
$14,000 to $17,999 600 8.64 10.80 13.68 19.08 20.52
$18,000 to $21,999 700 10.04 12.56 15.92 22.20 23.88
$22,000 to $25,999 800 11.44 14.32 18.16 25.32 27.24
$26,000 to $29,999 900 12.84 16.08 20.40 28.44 30.60
$30,000 to $33,999 1000** 14.24 17.84 22.64 31.56 33.96

Group I Premiums: Plan B
Applicable to members who are Office and Clerical Employees
Plan B: Same as Plan A plus provides benefits up to LIFETIME for covered disability due to Off-the-Job Accident
Member's Attained Age
Employee with
Annual Salary of		 Monthly
Benefit		 Under 30 30-39 40-49 50-59 60 & Over
$5,000 to $7,499 $300 $5.40 $6.96 $8.88 $12.24 $13.32
$7,500 to $9,999 400 7.08 9.16 11.72 16.16 17.60
$10,000 to $13,999 500 8.76 11.36 14.56 20.08 21.88
$14,000 to $17,999 600 10.44 13.56 17.40 24.00 26.16
$18,000 to $21,999 700 12.12 15.76 20.24 27.92 30.44
$22,000 to $25,999 800 13.80 17.96 23.08 31.84 34.72
$26,000 to $29,999 900 15.48 20.16 25.92 35.76 39.00
$30,000 to $33,999 1000 17.16 22.36 28.76 39.68 43.28
*All rates include $5,000 Basic AD&D Coverage.
**Contact Pearl Carroll & Associates for salary requirements and rates for monthly Benefits over $1,000.





Optional Accidental Death & Dismemberment Coverage
Bi-Weekly Premiums for All Ages

Principal Sum		 Employees with Office &
Clerical Duties Only
$10,000 $.25
$30,000 .75
$50,000 1.25
$100,000 2.50

For All Premiums
Rates are based upon the member's attained age on their birthday nearest November 1st. Rates increase following attainment of a new age bracket, i.e. 30, 40, 50, etc.

Benefits are subject to change by agreement between New York Life and CSEA. Rates may be changed by New York Life on any premium due date and on any date on which benefits are changed.

Other Options Available to You
  • 30 Day Waiting Period Option
    This feature provides benefits for all covered disabilities on the 31st day. You can lower your premium with this option!

  • 2 Year Benefit Period Option for Sickness and On or off-the-Job Accidents
    Provides benefits up to 2 years for total disability due to covered Sickness and On or off-the-Job Accidents. Benefit Period reduces to 12 months for a covered disability commencing on or after age 64.

    Combine this with the Lifetime Benefit Period Option for Off-the-Job Accidents for our most comprehensive benefit plan. Call for rates!

  • 6 Month Benefit Period Plan Option
    This plan provides benefits for up to 6 months for total disability due to covered Sickness or Accident. An extremely low cost plan!

  • Up to $2,000 of Monthly Benefit Available
    Contact Pearl Carroll & Associates for salary requirements and rates.

  • Call Pearl Carroll & Associates toll free 1-877-VIP-CSEA for details.